{"id":465,"date":"2024-08-16T15:56:08","date_gmt":"2024-08-16T13:56:08","guid":{"rendered":"https:\/\/www.finovation.eu\/imprint\/"},"modified":"2024-09-10T19:57:46","modified_gmt":"2024-09-10T17:57:46","slug":"imprint","status":"publish","type":"page","link":"https:\/\/www.finovation.eu\/en\/imprint\/","title":{"rendered":"Imprint"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Name, address and contact details<\/h2>\n<p>finovation GmbH<br \/>Judengasse 18 A<br \/>96450 Coburg<br \/>Germany<br \/><strong>Phone:<\/strong> +49 9561 6755066<br \/><strong>Fax:<\/strong> +49 9561 6757088<br \/><strong>E-Mail:<\/strong> <a href=\"mailto:info@finovation.eu\">info@finovation.eu<\/a><br \/><strong>Commercial register: <\/strong>HRB 6307 Coburg Local Court<br \/><strong>Sales tax identification number:<\/strong> DE326470498<br \/><strong>Managing Director:<\/strong> Michael-Robert Falk<\/p>\n<h3>Responsible according to \u00a7 55 Abs.<br \/>\n2 RStV for the content of this website and for the company profiles on Facebook, Instagram, LinkedIn, YouTube, Google: <\/h3>\n<p>Michael-Robert Falk<\/p>\n<h2><\/h2>\n<h2>Type of activity<\/h2>\n<p>Brokerage of insurance and financial products, as well as home loan and savings contracts.<br \/>Insurance broker with a license pursuant to \u00a7 34d para.<br \/>\n1 of the Trade, Commerce and Industry Regulation Act.<br \/>\n(GewO)  <br \/><strong>Registration number:<\/strong> D-YC3C-5WEWK-33<br \/>Real estate loan broker with a license according to \u00a7 34i of the Trade, Commerce and Industry Regulation Act.<br \/>\n(GewO) <br \/><strong>Registration number:<\/strong> D-W-155-ELMA-29<br \/>Insurance broker with a license in accordance with \u00a7 34c para.<br \/>\n1 of the Trade, Commerce and Industry Regulation Act.<br \/>\n(GewO)  <\/p>\n<h2><\/h2>\n<h2>Joint Registry pursuant to \u00a7 11 a para.<br \/>\n1 GewO <\/h2>\n<p>Association of German Chambers of Industry and Commerce (DIHK) e.V.<br \/>Breite Stra\u00dfe 29<br \/>10178 Berlin<br \/><strong>Phone:<\/strong> 0180 600 58 50<br \/>(landline rate 0.20 euros\/call; mobile rates maximum 0.60 euros\/call)<br \/><a herf=\"\">www.vermittlerregister.info <\/a> <\/p>\n<h2><\/h2>\n<h2>Permit authorities<\/h2>\n<p>Chamber of Industry and Commerce for Munich and Upper Bavaria, Max-Joseph-Stra\u00dfe 2, 80333 Munich<br \/>City of Coburg, Rosengasse 1, 96450 Coburg<\/p>\n<h2><\/h2>\n<h2>Disclosure of direct or indirect holdings of more than 10% in insurance undertakings or of insurance undertakings in the capital of the insurance intermediary of more than 10%<\/h2>\n<p>finovation GmbH does not hold a direct or indirect interest of more than 10% of the voting rights or capital in an insurance company.<br \/>An insurance company does not hold a direct or indirect interest of more than 10% of the voting rights or capital in finovation GmbH.<\/p>\n<h2><\/h2>\n<h2>Arbitration boards<\/h2>\n<p>Versicherungsombudsmann e.V.<br \/>Postfach 08 06 32, 10006 Berlin<br \/><strong>Telephone:<\/strong> 0800 3696000 (free of charge from German telephone networks)<br \/><strong>Fax:<\/strong> 0800 3699000 (free of charge from German telephone networks)<br \/><strong>Internet:<\/strong> <a>www.versicherungsombudsmann.de <\/a><br \/>Ombudsman for private health and long-term care insurance<br \/>Postfach 06 02 22, 10052 Berlin<br \/><strong>Telephone:<\/strong> 0800 2550444 (free of charge from German telephone networks)<br \/><strong>Fax:<\/strong> 030 20458931<br \/><strong>Internet:<\/strong> <a>www.pkv-ombudsmann.de<\/a><\/p>\n<h2><\/h2>\n<h2>Complaints management<\/h2>\n<p>If you are not satisfied with our services, you have the option of submitting a complaint to us.<br \/>\nThe complaint can be made in writing by letter, e-mail or fax.<br \/>\nYou can use the address and contact details given above.<br \/>\nIf we receive a complaint from you, we will immediately confirm receipt and inform you of the complaint handling procedure and the approximate processing time.<br \/>\nIf we determine that your complaint concerns an issue for which we are not responsible, we will inform you immediately and, as far as possible, inform you of the responsible body.<br \/>\nWe will examine your complaint in detail and endeavor to answer it as quickly as possible.<br \/>\nIf this is not possible, we will inform you of the reasons for the delay and when the review is expected to be completed.<br \/>\nOn request, we will provide you with all notifications and information in writing.<br \/>\nIf we are unable to respond to your request or are unable to do so in full, we will explain the reasons for this and advise you of any options available to you for pursuing your request further.        <\/p>\n<h2><\/h2>\n<h2>Advice on insurance brokerage<\/h2>\n<p>In the course of brokerage, finovation GmbH offers advice in accordance with the legal requirements.<\/p>\n<h2><\/h2>\n<h2>Information on the type and source of remuneration as an insurance broker<\/h2>\n<p>Remuneration for the activity takes the form of a payment specifically agreed by the customer,<br \/>, or as a commission included in the insurance premium,<br \/>, which is paid out by the respective insurance company, or as a combination of both,<br \/>.<\/p>\n<p>This depends on the wishes and needs of the customer and the insurance products that may be brokered.<\/p>\n<h2>Information on participation in the dispute resolution procedure in accordance with Section 36 of the Consumer Dispute Resolution Act<\/h2>\n<p>finovation GmbH is neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.<\/p>\n<h2><\/h2>\n<h2>Duty to provide information pursuant to Art. 14 para.<br \/>\n1 of the ODR-V <\/h2>\n<p>Platform of the EU Commission for online dispute resolution: <a target=\"_blank\" href=\"https:\/\/ec.europa.eu\/consumers\/odr\" rel=\"noopener noreferrer\">https:\/\/ec.europa.eu\/consumers\/odr<\/a><\/p>\n<h2><\/h2>\n<h2>Legal information<\/h2>\n<p>finovation GmbH constantly checks and updates the information on its website.<br \/>\nDespite all due care, the data may have changed in the meantime.<br \/>\nNo liability or guarantee can therefore be assumed for the topicality, correctness and completeness of the information provided.<br \/>\nThe same applies to all other websites referred to via hyperlinks.<br \/>\nfinovation GmbH is not responsible for the content of websites accessed via such links.<br \/>\nThe content and structure of the finovation GmbH website are protected by copyright.<br \/>\nThe reproduction of information or data, in particular the use of texts, parts of texts or images, requires the prior consent of finovation GmbH.      <\/p>\n<h2><\/h2>\n<h2>Limitations of liability<\/h2>\n<p>The content of this website has been created with the greatest possible care.<br \/>\nHowever, the provider assumes no liability for the accuracy, completeness and timeliness of the content provided.<br \/>\nThe use of the contents of the website is at the user&#8217;s own risk.<br \/>\nContributions identified by name reflect the opinion of the respective author and not always the opinion of the provider.<br \/>\nThe mere use of the provider&#8217;s website does not create any contractual relationship between the user and the provider.<br \/>\nFor legal and security reasons, e-mails from the provider are not legally binding.<br \/>\nYou will receive a legally binding confirmation in writing or by fax on request.<br \/>\nContracts, agreements and information are only legally binding for the provider in accordance with.<br \/>\n\u00a7\u00a7 126, 126a, 126b BGB (form: in writing, qualified electronic signature or signed fax).<br \/>\nE-mails from the provider contain confidential and legally protected information that is only intended for the addressee.<br \/>\nIf you are not the correct addressee and have received an e-mail from the provider in error, please inform the provider immediately and destroy this e-mail.<br \/>\nCopying, forwarding or publishing the contents of e-mails from the provider without the provider&#8217;s permission is not permitted and constitutes a copyright infringement.           <\/p>\n<h2><\/h2>\n<h2>External links<\/h2>\n<p>This website contains links to third-party websites (&#8220;external links&#8221;).<br \/>\nThese websites are subject to the liability of the respective operators.<br \/>\nWhen the external links were first created, the provider was not aware of any legal violations caused by the third-party content.<br \/>\nThe provider has no influence whatsoever on the current and future design and content of the linked pages.<br \/>\nThe inclusion of external links does not mean that the provider adopts the content behind the reference or link as its own.<br \/>\nIt is not reasonable for the provider to constantly monitor external links without concrete evidence of legal violations.<br \/>\nHowever, such external links will be deleted immediately if we become aware of any legal infringements.      <\/p>\n<h2><\/h2>\n<h2>Copyright and ancillary copyright<\/h2>\n<p>The content published on this website is subject to German copyright and ancillary copyright law.<br \/>\nAny use not permitted by German copyright and ancillary copyright law requires the prior written consent of the provider or respective rights holder.<br \/>\nThis applies in particular to the duplication, editing, translation, storage, processing or reproduction of content in databases or other media.<br \/>\nCopyright: finovation GmbH   <\/p>\n<h2><\/h2>\n<h2>References<\/h2>\n<p><span>\u00a9 Shutterstock.com<br \/>\u00a9 fotolia.de<br \/><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Name, address and contact details finovation GmbHJudengasse 18 A96450 CoburgGermanyPhone: +49 9561 6755066Fax: +49 9561 6757088E-Mail: info@finovation.euCommercial register: HRB 6307 Coburg Local CourtSales tax identification number: DE326470498Managing Director: Michael-Robert Falk Responsible according to \u00a7 55 Abs. 2 RStV for the content of this website and for the company profiles on Facebook, Instagram, LinkedIn, YouTube, Google: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-465","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/pages\/465","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/comments?post=465"}],"version-history":[{"count":2,"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/pages\/465\/revisions"}],"predecessor-version":[{"id":467,"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/pages\/465\/revisions\/467"}],"wp:attachment":[{"href":"https:\/\/www.finovation.eu\/en\/wp-json\/wp\/v2\/media?parent=465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}